Our Products


There have been unprecedented changes to the global, regional and local marketplace in recent years. New technologies, new methods of communications as well as new ways of doing business have convert the way consumers connect with banking services and financial transactions. Over 20 years of experience serving a variety of banks sector and telecommunication locally, in MENA and GCC region. Focus Solutions is capable of offering the complete range of banking services and solutions as these listed below:


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FOCUS Power Collaterals

FOCUS Power Collaterals provides a collateral management solution that gives you control over your collateral processes. The system provides you to gain a clear picture of all collaterals, to mitigate risk more effectively and optimize your collateral use across multiple products. It also provide collaterals estimated amount according to CBJ percentages, how much the collateral covering the facilities, Minimizes manual error and costs through An intelligent workflow that offers at-a-glance management of delivering, receiving, reconciling and responding to collateral queries and disputes.

Main Features:

  • Covering all collateral types based on CBJ requirements such as: real-estate, stocks, cars, machines, and others.
  • Calculate accepted collateral values according to central bank rules and regulations.
  • Mortgage bonds handle all the relationship types between collateral and customer accounts (one-to-many, one-to-one, many-to-one, many-to-many).
  • Reminders to renew collateral evaluations based on CBJ requirements.
  • Integrated collateral with other modules (PL, NPL, and Write-off) where the bank can check the lifecycle of the collateral from performing loans till real estate execution and owned real estate by the bank.


FOCUS Power Watch-List (WL)

The FOCUS Power Watch list module is dedicated to the accounting management of default positions, it manages all different categories of the impaired loan portfolio (Past Due, Substandard loans, Restructured Loans and Bad Loans), focusing on data quality, to identify the most appropriate management strategies in addition to Watch List. This platform is highly efficient which allow the entire dispute management process to be handled and the position to be monitored from the time it is assigned to the legal counsel or to the independent company up to its closure. It manages both in-court and out-of-court recovery.

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Main Features:

  • Managing Watch list, Substandard, Doubtful, Loss classifications account based on CBJ and based regulations.
  • Customer personal and financial Information for customer accounts.
  • Collection for watch list.
  • Recommendations and Committee Decisions.
  • Follow-ups.
  • Alarms and notifications.
  • Calculate provisions according to Central Bank of Jordan rules and regulations for watch list customers based on account level.
  • Central Bank Reports.
  • More than 100 Control, Statistical, Performance reports.


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FOCUS Power Non-Performing Loans (NPL)

The FOCUS Power Non-Performing Loans (NPL) module is dedicated to the accounting management of default positions, it manages all different categories of the impaired loan portfolio (Past Due, Substandard loans, Restructured Loans and Bad Loans), focusing on data quality, to identify the most appropriate management strategies in addition to monitoring bank accounts.

Main Features:

  • Managing Watch list, Substandard, Doubtful, Loss classifications account based on CBJ and based regulations.
  • Customer personal and financial Information for customer accounts.
  • Collection for watch list.
  • Recommendations and Committee Decisions.
  • Follow-ups.
  • Alarms and notifications.
  • Calculate provisions according to Central Bank of Jordan rules and regulations for NPL customers based on account level.
  • Provision simulation and scenario (can calculate provision according to any given date).
  • Central Bank Reports.
  • More than 100 Control, Statistical, Performance reports.


FOCUS Power Write-Off (WO)

The FOCUS Power Write-Off module is a specialized system which handle, manage and monitor the banks written-off certain facilities as per Bank’s policy. It enables recording information in respect of such accounts. The module enables various monitoring reports, progress of compromise accounts, follow ups, settlements…etc.

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Main Features:

  • Customer personal and financial Information.
  • Collection.
  • Recommendations and Committee Decisions.
  • Follow-ups.
  • Alarms and notifications.
  • Central Bank reports.
  • Other Reports.


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FOCUS Power Owned Real Estate

FOCUS Power Owned Real Estate has developed in order to generate an increase in the efficiency of owned real estate operation and capacity by automating management process and to help the department to get quick information.

Main Features:

  • Managing owned real-estates portfolio.
  • Expenses and revenues tracking.
  • Alarms and notifications.
  • Calculate Provisions for owned real estate based on CBJ regulations.
  • Recommendations.
  • Central Bank reports.
  • Linked with real-estate execution and collaterals.
  • Dashboards.


FOCUS Power Real Estate Execution

FOCUS Power Real Estate Execution has developed in order to generate an increase in the efficiency of owned real estate operation and capacity by automating management process and to help the department to get quick information. Also it manages post announcement dates for executing on certain real estate based on predefined number of days for each announcement.

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Main Features:

  • Cases management to help the bank to manage and review mortgage bond execution and dates.
  • Sessions, procedures, legal actions and expenses information integrated with the legal module.
  • Real-estate's execution process and dates follow-up.
  • Reminders for follow-ups and real-estate execution dates.


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FOCUS Power Legal

FOCUS Power Legal is dedicated to the management of litigation process, advisory and consulting work of legal department, Remedial (Recovery) department. It controls all different work of litigation and advisory work of the litigation portfolio and other responsibilities of the legal department. Focusing on Data quality and filtered reports which help the senior director of the institution to access to identify the most appropriate strategies to deal with cases and legal matters.

Main Features:

  • Cases management to help the bank to manage and review legal cases and follow up in the court.
  • Sessions, procedures, legal actions follow up and reminders.
  • Case expenses information integrated with the other modules.
  • Case collections.
  • Reminders for sessions, follow-ups and real-estate execution dates.
  • Can manage internal lawyers and external law firms.


Provision and Central Bank Reports

Focus provision and central bank reports are dedicated to calculate provision according to account classifications as well as collaterals type. In addition to, generating reports based on CBJ regulations and standards.

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Business Intelligence & Dashboards

Power BI is a business analytics service that delivers insights to enable fast, informed decisions. It can achieve those deliverables by transforming data into stunning visuals and share them with colleagues on any device. Collaborate on and share customized dashboards and interactive reports.