Our Products
There have been unprecedented changes to the global, regional and local marketplace in recent years. New technologies, new methods of communications as well as new ways of doing business have convert the way consumers connect with banking services and financial transactions. Over 20 years of experience serving a variety of banks sector and telecommunication locally, in MENA and GCC region. Focus Solutions is capable of offering the complete range of banking services and solutions as these listed below:
FOCUS Power Collaterals
FOCUS Power Collaterals provides a collateral management solution that gives you control over your collateral processes. The system provides you to gain a clear picture of all collaterals, to mitigate risk more effectively and optimize your collateral use across multiple products. It also provide collaterals estimated amount according to CBJ percentages, how much the collateral covering the facilities, Minimizes manual error and costs through An intelligent workflow that offers at-a-glance management of delivering, receiving, reconciling and responding to collateral queries and disputes.Main Features:
FOCUS Power Watch-List (WL)
The FOCUS Power Watch list module is dedicated to the accounting management of default positions, it manages all different categories of the impaired loan portfolio (Past Due, Substandard loans, Restructured Loans and Bad Loans), focusing on data quality, to identify the most appropriate management strategies in addition to Watch List. This platform is highly efficient which allow the entire dispute management process to be handled and the position to be monitored from the time it is assigned to the legal counsel or to the independent company up to its closure. It manages both in-court and out-of-court recovery.Main Features:
FOCUS Power Non-Performing Loans (NPL)
The FOCUS Power Non-Performing Loans (NPL) module is dedicated to the accounting management of default positions, it manages all different categories of the impaired loan portfolio (Past Due, Substandard loans, Restructured Loans and Bad Loans), focusing on data quality, to identify the most appropriate management strategies in addition to monitoring bank accounts.Main Features:
FOCUS Power Write-Off (WO)
The FOCUS Power Write-Off module is a specialized system which handle, manage and monitor the banks written-off certain facilities as per Bank’s policy. It enables recording information in respect of such accounts. The module enables various monitoring reports, progress of compromise accounts, follow ups, settlements…etc.Main Features:
FOCUS Power Owned Real Estate
FOCUS Power Owned Real Estate has developed in order to generate an increase in the efficiency of owned real estate operation and capacity by automating management process and to help the department to get quick information.Main Features:
FOCUS Power Real Estate Execution
FOCUS Power Real Estate Execution has developed in order to generate an increase in the efficiency of owned real estate operation and capacity by automating management process and to help the department to get quick information. Also it manages post announcement dates for executing on certain real estate based on predefined number of days for each announcement.Main Features:
FOCUS Power Legal
FOCUS Power Legal is dedicated to the management of litigation process, advisory and consulting work of legal department, Remedial (Recovery) department. It controls all different work of litigation and advisory work of the litigation portfolio and other responsibilities of the legal department. Focusing on Data quality and filtered reports which help the senior director of the institution to access to identify the most appropriate strategies to deal with cases and legal matters.Main Features:
Provision and Central Bank Reports
Focus provision and central bank reports are dedicated to calculate provision according to account classifications as well as collaterals type. In addition to, generating reports based on CBJ regulations and standards.